There is little doubt that getting a mortgage loan is a complicated process. You wouldn't be visiting our site if it were possible to fill out a simple loan app and get the best loan funded the same day. But Metro Mortgage does the heavy lifting so you can concentrate on your life rather than the mortgage loan.

There are four primary steps involved in getting a mortgage loan.

Step one: determine how much you can borrow

This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? Use the calculators on our website to determine your monthly payment amount. And we can guide you to the right loan amount and best program for you when you answer a few questions. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

Step four: funding

The real estate agents will find a title company to handle the "funding" of the loan and closing of the sale. We'll work with this company to make sure the papers your lender needs are available, and you will probably}likely sign everything at their officeWe work with with this company to set your date to close. Because you don't need to worry about these details, you get to think about moving, painting, new carpet, and the details involved in moving into a new house.

You've answered a few questions, provided detailed information, applied , and the next thing you know, you're deciding when to move in! Metro Mortgage is in the business of mortgage loans; you're not — so we take care of the details. Doesn't that sound nice?